7/2/2023 0 Comments Free budget planner printablesThese templates have absolutely zero colors and zero graphics.Have you ever used budget printables before to keep track of your finances? One of the best tips I ever tell people who are beginning to budget is to write things down!Ĭredit cards allow us to spend without really seeing how much money we actually have for spending. If you’re trying to save your color ink, these are the planners you will want to choose from. Just circle the month at the top and start budgeting. Since they are undated, you never have to worry about them expiring. You are free to print as many copies as you want.Īlthough you may want to print at least 12 so you’ll be set for a while. One isn’t necessarily better than the other – It boils down to preference.Īll printables are in PDF format and US Letter size. Keep in mind, the budget planners that do not have this column still have a spot at the bottom for writing in your total leftover amount. You’ll see that the templates are very similar except for one key difference: some have the “difference” column mentioned above, while others do not. There are a few different monthly budget planner printables to choose from that range from minimalist that will only use your black ink to designs with bright colors. On the other hand, if you’re seeing that your actuals are significantly higher than the numbers you budgeted, you may need to make some adjustments the following month. If you end up with a positive number, great! That’s leftover money you can apply to something else. Whichever template you choose – Consider taking a few minutes at the end of the month to add everything up and see how well your budget worked for you. Others simply have a box at the bottom for writing your “total remaining” amounts. ![]() Some of the planners below have a “diff” column (short for difference). ![]() Tip #4 – Take a few minutes to fill in your totals at the end of the month You don’t have to splurge, but putting aside a specific amount each month for things like dining out or self-care can be a good idea, as long as it fits into your budget. ![]() A better word is mindful because that’s exactly what creating a budget is – You’re being mindful of where you spend your money! People often associate budgeting with being miserable. Of course, the necessities (like bills) always take first priority, but it’s important to remember that you can budget for small luxuries too. Tip #3 – Don’t forget to budget for fun too! This is also a good way to make sure you’re not paying for any subscriptions you’ve forgotten about – like those pesky free trials that renew automatically. Remember, it’s not uncommon for this number to be much different than what you’re estimating it to be.Įating out, for example, is one area that most of us seem to underestimate! So, taking the time to comb through your own records can be really insightful. If you’ve been winging it with your finances for the past few months (or longer), you may not have an accurate idea of how much you’re actually spending. Tip #2 – Set aside time to analyze your spending habits. ![]() If you go the phone route, just be sure to favorite it or store it in a folder where you can access it quickly when you need it. You can keep this list in a binder or you can take a picture of it and store it on your phone. That way, when it’s time to make a new budget for each month, you don’t have to start from scratch each time. Tip #1 – Make a master list of all your monthly bills and expenses. Tips for using a budget planner printableīefore you dive in, there are a few key tips that will help you get the most out of these printables. If you’re looking for more free printables to keep your finances on track, you may want to print a monthly bill calendar and 52-week savings tracker before you head out as well!įor personal use only. All you have to do is fill in the numbers.īelow you will find several budgeting planners to help you to identify where your money is going and make sure you’re allocating it in the right places. Templates can help simplify the process because the format is already done for you. If you ever find yourself checking your bank account balance and wondering where all your money went, it may be time to consider making a budget.Ī monthly budget planner printable is the perfect way to get started, especially if this is an area that tends to be overwhelming for you. Sometimes the amount you think you’re spending just doesn’t match up with reality.
0 Comments
Leave a Reply. |